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• APRA's New Capital Framework for Longevity Products: What It Means for Retirees

  The Australian Prudential Regulation Authority (APRA) has announced significant reforms to the capital treatment of longevity products, including annuities, aiming to bolster the retirement income market.

• Surge in Life Insurance Disputes Linked to TPD and Disability Claims

  Recent data from the Australian Prudential Regulation Authority (APRA) reveals a significant rise in life insurance disputes, with total and permanent disablement (TPD) and disability income insurance (DII) claims accounting for 88% of all disputes in the 12 months ending December 2025.

• Signs of Revival: Australian Life Insurance Market's Upturn in Q2 2025

  After enduring six years of decline following the Royal Commission, Australia's life insurance market is showing promising signs of recovery. In the second quarter of 2025, the sector experienced a 20.7% increase in new business volumes, marking a significant turnaround and offering a glimmer of hope for the industry's future.

• Zurich Australia Expands Life Insurance Market Presence with ClearView Acquisition

  Zurich Financial Services Australia (Zurich) has entered into an agreement to acquire ClearView Wealth Limited (ClearView) through a scheme of arrangement, valuing ClearView's equity at approximately AUD 415 million. This strategic acquisition aims to bolster Zurich's presence in the Australian life insurance market.

• Swiss Re Suspends New Life Insurance Operations in Australia

  Swiss Re Life & Health Australia has announced a suspension of new life insurance business activities in the country, effective October 2025. This decision stems from concerns over the sustainability of Total Permanent Disability (TPD) insurance products, which have seen a significant rise in claims, particularly related to mental health.

• APRA and ASIC Publish December 2025 Life Insurance Statistics

  The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) have released the Life Insurance Claims and Disputes Statistics publication for the 12 months ending December 2025. This report provides key insights into the performance and challenges within the Australian life insurance industry.

• Navigating Structural Changes in Australia's Life Insurance Sector

  The Australian life insurance industry is undergoing significant structural changes, driven by a surge in mental health claims and mounting economic pressures. AIA Australia CEO Damien Mu has highlighted these challenges, noting that the current life insurance models are becoming unsustainable due to these factors.

• Enhancing Life Insurance Premium Practices: Insights from APRA and ASIC's Review

  The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) have conducted a joint review into life insurance premium practices, highlighting the need for insurers to improve their approaches to premium increases to better align with policyholder expectations.

• Strengthening Mental Health Coverage: Insights from the Life Insurance Code of Practice Review

  The interim report of the ongoing review of Australia's Life Insurance Code of Practice has highlighted significant concerns regarding the industry's handling of mental health coverage.

• Australian Life Insurance Industry Achieves Significant Underwriting Gain in Q4 2025

  The Australian life insurance sector has reported a substantial underwriting gain of $279 million for the December quarter of 2025, a significant improvement from the $36 million recorded in the same period the previous year.

• Senate Enacts Ban on Genetic Testing in Life Insurance Underwriting

  In a significant move to safeguard consumer rights, the Australian Senate has passed legislation prohibiting life insurers from using genetic test results in their underwriting processes.

• Interim Review of Life Insurance Code Calls for Enhanced Mental Health Coverage

  The interim report of the ongoing review of Australia's Life Insurance Code of Practice has brought to light significant concerns regarding the industry's handling of mental health coverage.

• Surge in Mental Health Claims Among Young Australians Poses Challenges for Life Insurers

  Life insurers in Australia are facing a significant increase in mental health-related claims, particularly from individuals in their 30s. This trend has raised concerns about the sustainability of insurance products designed to provide support for mental health issues.

• How Rising Insurance Premiums Are Impacting Australian Retirees

  Recent reports have highlighted a concerning trend: escalating insurance premiums are placing significant financial strain on Australian retirees. Some individuals have experienced premium increases of up to 400%, making it increasingly difficult to maintain essential coverage.

• ASIC and APRA Push for Reforms in Life Insurance Premium Practices

  The Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) have jointly called on life insurers to address issues related to premium increases, product design, and consumer disclosures.

• Regulatory Review of Life Insurance Premium Practices in Australia

  In June 2025, the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) provided an update on their joint review of life insurance premium practices.

• Ongoing Deficiencies in Direct Life Insurance Sales Practices Identified by ASIC

  In August 2025, the Australian Securities and Investments Commission (ASIC) released findings from a review of direct life insurance sales practices, uncovering persistent deficiencies despite previous regulatory interventions.

Read our Articles

• The Hidden Risks of Neglecting Your Insurance Policy: A Partnership Perspective

  In the fast-paced world of business, maintaining a solid insurance policy is more than just ticking a box; it's a critical component of ensuring long-term stability and success. For Australian consumers, particularly those involved in business partnerships, understanding the nuances of insurance is vital.

• The Key Benefits of Engaging a Broker for Business Insurance Needs

  In the bustling world of business, ensuring that your operations are protected against unforeseen circumstances is crucial. This article explores the significant benefits of engaging a broker for your business insurance needs.

• Creating a Comprehensive Risk Management Plan for Business Partnerships

  Risk management in the context of business partnerships involves identifying, assessing, and prioritising risks that could impact the success of a business alliance. Whether it’s financial, operational, or reputational, understanding these risks helps partners make informed decisions, safeguarding their shared interests.

• The Importance of Life Insurance for Business Partners

  In the dynamic world of business, safeguarding your interests often requires more than just market acumen and financial investment. Life insurance plays a pivotal role in ensuring the continuity and stability of a business, particularly when business partnerships are involved.