Partnership Insurance Solutions :: Calculators

Partnership Insurance Solutions Financial Calculators

Partnership Insurance Solutions is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Partnership Insurance Calculator

Use this calculator to estimate how much life, TPD and trauma insurance each partner may need to protect the business, fund a buy-sell arrangement, and support families if a serious event occurs.

Life Insurance Calculator

Estimate your life insurance needs with our Life Insurance Calculator. Work out the right level of cover to protect your family and secure their financial future.

Business Loan Repayment Calculator

Estimate repayments with our Business Loan Calculator. Compare finance options, tailor loan terms, and plan with confidence for your business growth.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Insurance News

Why genetic testing reform matters for partnership life cover

16 Sep 2026: Paige Estritori

Australia’s move towards restricting how life insurers use genetic test results is an important development for people who have delayed testing, treatment or insurance conversations because of privacy and affordability concerns. The reform is intended to reduce the risk that someone is discouraged from taking a clinically useful genetic test because they fear it may later affect their ability to obtain life, total and permanent disability, trauma or income protection cover. - read more

What firmer life insurance data means for business partners

09 Sep 2026: Paige Estritori

Fresh prudential reporting on Australia’s life insurance sector suggests the market is continuing to regain stability after several difficult years of claims pressure, premium scrutiny and product redesign. For policyholders, that is a positive signal. A stronger insurer market generally supports confidence that long-term promises can be met, especially where life, total and permanent disability and trauma benefits are intended to protect families, business debts and succession arrangements. - read more

Why premium pressure should prompt a smarter life insurance review

02 Sep 2026: Paige Estritori

Recent consumer finance reporting has again highlighted a familiar pressure point for Australians: household and business budgets are being stretched, and insurance premiums are increasingly coming under review. For life insurance customers, that does not always mean cancelling cover. It should mean checking whether the policy still matches the risk it was bought to manage. - read more

What Code Reform Momentum Means for Partnership Life Cover

26 Aug 2026: Paige Estritori

The life insurance industry’s response to the independent Life Insurance Code of Practice review is now shifting from what should change to how those changes may be put into practice. The review’s recommendations have already put pressure on insurers to improve clarity, fairness and support for customers, particularly where mental health, vulnerability and claims handling are involved. - read more

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Life Insurance Articles

Eligibility and Underwriting for Partnership Life Insurance in Australia

Applying for partnership life insurance often involves more than choosing a cover amount. Insurers may consider each partner's health, occupation, lifestyle, financial position, business structure and disclosure history before deciding whether to offer cover and on what terms. - read more

How Partnership Life Insurance Works in Australia

Partnership life insurance can help Australian business partners plan for what happens if a partner dies or becomes seriously ill. This guide explains how policies, ownership, beneficiaries, funding and buy-sell arrangements commonly work. - read more

The Hidden Risks of Neglecting Your Insurance Policy: A Partnership Perspective

In the fast-paced world of business, maintaining a solid insurance policy is more than just ticking a box; it's a critical component of ensuring long-term stability and success. For Australian consumers, particularly those involved in business partnerships, understanding the nuances of insurance is vital. - read more

Legal and Tax Considerations for Partnership Life Insurance in Australia

Partnership life insurance can support business continuity, succession planning and buy-sell agreements, but ownership, tax treatment and regulatory obligations need careful consideration. This guide explains the key legal, tax and compliance issues Australian business partners should understand before seeking professional advice. - read more

Knowledgebase

Term Life Insurance:
A type of life insurance policy that provides coverage for a specified period, such as 10 or 20 years.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.